Our car insurance premium is due June 9th, and I just got the bill yesterday. This is when I start looking to see if we are getting the best price for our needs. I probably do carry more insurance than we need on our vehicles, but with Bill’s job, he is always traveling. He does a lot of driving on the expressways, and odds are that it will be him getting in an accident. That is why we still are carrying full coverage on the Jeep even though we have it paid off and we do not have to.

We also have more than one policy with our carrier. Loyalty with your insurance carrier pays. We have both our vehicles, and our homeowners insurance with the same company. This allows us a bigger discount on all of our premiums. I think the only kind of insurance we do not have with them is our life insurance .

Most likely, we will end up with the same company. However, I like to know that we are getting the best deal around.