Money and Debt

Bill and I luck out. We've got a great credit score, and, I think, we manage our debt well. We actually hide money from ourselves for big purchases we need to make each year (homeowner's insurance, Catholic school tuition, etc). However, I do know that there are many people in this country who aren't as lucky as us. Through situations that are usually no fault of theirs, things happen. People get sick. Others get laid off. Nowadays it is fairly easy to find yourself in debt without even trying. Oftentimes, they are able to reduce your monthly payments, get late fees and over the limit fees waived, and have your credit score not damaged as much as bankruptcy. However, good debt management programs will make you adhere to strict payment plan, have no access to credit cards for a couple years, and come with a higher cost than if you do it yourself.

Before you go this route, make sure you check out a debt management guide to help you make the best financial decisions for your family.

Lisa Martin

In April 2006, Lisa began blogging to stay connected with distant relatives and friends. As she delved into blogging, she discovered the potential to assist others by sharing her experiences. Lisa has actively engaged in numerous exclusive media ventures. Notable among these are her participation in events such as the Sony Mommy Bloggers Event, the Pampers Mommy Bloggers Event, the Epson Event in Chicago, the Stouffers Event, a memorable yacht excursion with Lands End, collaborations with 1-800-Baskets, an exclusive tour for bloggers by Mrs. Prindable’s, partnerships with Hallmark, PopCap games, Chicago Cubs Mastercard Priceless Events, and Rug Doctor. In addition, she has collaborated with Nutrisystem on a weight loss initiative, teamed up with Buick and Chevy, and served as a brand ambassador for Sprint. Lisa's collaboration portfolio also extends to Disney, where she has participated in press trips for significant movies such as Frozen, Guardians of the Galaxy, McFarland USA, The Good Dinosaur, The BFG, and Cars 3. Notably, for projects like Frozen, The BFG, and Cars 3, she was granted the privilege of walking the red carpet and conducting interviews with celebrities. The impact of Lisa's blog has gained recognition, with The New York Times referencing her content. Moreover, she has been featured in interviews by respected publications such as the Southtown Star, The Chicago Sun Times, and inside.

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