Posts Tagged ‘health_insurance_company’
Insurance Hell
Be warned. There is some foul language in this post.
I am so mad right now. We just started getting the EOB’s (Explanation of Benefits) from Blue Cross Blue Shield (that would be our health insurance company) from Madison’s er visit and hospital stay. Actually so far, they are just for the emergency room. And they total over $5,000. Just for the emergency room. We haven’t been charged for the hospital stay yet. And from what I can tell we are getting charged for physician services that are out of network. Ok, here’s where I am confused. The hospital is in-network and so is our regular doctor who told us to go to the emergency room. How can I help that the physician we saw in the emergency room is not?!!??? So that isn’t covered. What the hell!?!
I am waiting to actually get a bill and see if they really do charge us for it. If they do, that is bullshit. I am going to be pissed off till we get a bill, and they will be getting an earful. It’s pointless to call now when they haven’t billed us yet cuz it may end up getting written off on their end. We’ll see.
What a nice start to a day, huh?
Faith Based Insurance
Tell me that this isn’t the biggest joke you’ve ever heard:
LANSING – On April 26, the Republican-controlled House of Representatives passed two bills which, if signed into law, could have far-reaching implications for the health of AIDS patients, LGBTs, and women.
House Bills 4745 and 4746 “would allow commercial health insurance companies, health maintenance organizations (HMOs), and Blue Cross and Blue Shield of Michigan to refuse to offer or provide a health care benefit on ethical, moral, or religious grounds as reflected in their articles of incorporation or bylaws or by an adopted mission statement,” according to the legislative summary of the bills.
In other words, a health insurance company could decide, based on its “morals,” not to provide coverage for such medical conditions as AIDS, hormonal or other treatments required by transgender individuals, contraceptives, or other treatments.
The bills would also exempt insurance companies from lawsuits from patients arising from refusal of coverage under the “morals” exemption.
So if your insurance company doesn’t agree with anything about you, they can deny you coverage. What a freaking joke!!
I thought we were living in 2006 not the 1900s. If this really passes, you know other states are going to try it. One more right down the toilet.
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