Posts Tagged ‘miscarriage’
I need to vent
There may be some swearing, so you have been warned.
I just got a bill from a collection agency. Yes, a collection agency. Why am I so pissed? Because this is from my miscarriage last July. I have been fighting this bill since then. My insurance company was suppose to be picking up the bill since it was through the emergency room, so I only should have had a $50 copay. I thought this was taken care off. I have been going back and forth between Blue Cross and the hospital for months. I was told NOT to pay anything until the insurance paid their portion. The insurance paid, and I have been expecting a bill, so I could pay my $50 copay. Hence, the collection letter tonight. Trust me, I was pissed. We don’t need this crap. I can’t deal with this shit anymore. Every time I have to deal with this, it brings all the emotions that come with having a miscarriage back. I called my dad, and he said just to pay it ASAP and it won’t show up on our credit report. This is just crap.
Insurance
I would appreciate any help anyone can give me on this.
I had a miscarriage in July late on a Friday night. I called my doctor’s office who then told me to go to the Emergency Room which I did. I have BCBS health insurance and should only have a $50 copay for the emergency room.
I received my first bill in August or Sept. and nothing was being covered. When I called BCBS, I was told they need the date of onset and that it wasn’t being coded as emergency. I called the hospital and told them that. I thought this was taken care of.
Fast forward to now. This is a $1406 bill. I just hung up with BCBS, and they have now decided not to cover it because a missed abortion (which I guess is a miscarriage) is not an emergency service. It is an outpatient service even though I was treated through the emergency room and went there per my doctors request. They also told me it was pointless to try and get them to review the denial.
Here’s where you guys come in. I am sitting here crying and I don’t know what to do next. Anybody know how to fight this? BCBS won’t give me the CPT code that they need to cover this. I just don’t understand how they can deny the claim when I was told to go to the energency room by my doctor and then it is not an emergency. Any help would be greatly appreciated. Thanks!
