Do you know what your Bills IQ is?

That is my score.  Bill and I have worked on our credit and debt ratios, so I know that is why we scored so well.  I had to laugh — the areas that we need to work on we already know.  We really need to start college funds for the kids.  Even though we know, we should do that, we just haven’t yet (which reminds me that we should call the bank).  We also need to keep more money in our savings for emergencies.  Those are our two biggest things we need to work on.

This quiz is something we should all take. It definitely gets you thinking about your financial situation and what you should be doing to make your financial situation better.  I even wrote a haiku (well, I think that it is a haiku) for you all to help remind you to check your Bills IQ:

Learn to save money

And be happy and wiser

At bills IQ’s site!

If you know you are financially secure, I think everyone is happier — you, your kids, and your spouse.  There always isn’t an underlying tension, because you are worried about how you are going to pay the next bill.  The best thing we ever did was pay off all of our credit cards and never carry a balance again.  It has allowed us to only carry debt with our cars and our mortgage.  That is it!  We still argue, but at least its not about money!