Posts Tagged ‘nickel’

Money Doesn’t Grow On Trees — Really It Doesn’t

Friday, September 19th, 2008

Oh the joys of having a four year old (who is almost five and cries almost everyday because she is not five yet).  Madison has finally started noticing things – especially things called commercials.  Every single commercial she sees she wants whatever product their are selling be it a pancake ball maker to a baby that swims (though she said she wanted that and a towel to dry her off too so she is able to think beyond the commercial).  It has gotten to the point that she actually will take the remote and pause the TV to make sure you see what she wants (and no I am not kidding about that).  Needless to say, we have started talking about money.

I will be honest — Madison has no concept of money whatsoever.  However, we have explained to her that daddy goes to work to make money so we can buy things we want.  (Madison asks every morning where daddy is and why does he have to go to work).  This conversation is daily so hopefully one day she’ll get it.  She is too young to understand that 5 pennies is the same as a nickel.  In her head, more coins equals more money.  I am hoping that because we are starting to talk about money now already that she won’t fall into the traps so many of us have.  I don’t want her to be one of the many Americans who carry loads and loads of credit card debt (which her parents do not.  We pay off ours every single month.  If she does choose to have credit cards, I want her to be smart about it.  For example, the one credit card we have gives us 1% of purchases.  That 1% is then directed to the principal on our mortgage).  I want her to be able to live within her means and be happy (which her parents also try to do).

Capital One has stepped up to the plate and has developed a Moneywi$e eLearning tool to help us teach our kids about money.  It is more for teenagers than my little ones.  However, there are definitely some tips on there that I can start teaching my children now.  I have to thank Parent Bloggers for bringing this to my attention.

When did you start teaching your children about money?

Flying Nowadays

Saturday, August 16th, 2008

If you read my travel blog, I outlined all the airlines and the baggage fees that they (the airlines) are now collecting.  I seriously swear it is getting to the point that if you have the wrong color bag, they are going to charge.  A lot of the airlines are also charging for blankets, pillows, soft drinks, water, and anything else you can think off.  In this last year, I have done a lot of flying, and it just floors me that you can run a business this way.

It is getting to the point that it will be cheaper to go the route of a getting a Private Jet Charter. No more of having to get to the airport 2 hours or more ahead of time to be told that your flight is delayed. No more having to worry about missing your connecting flights due to the airlines ineptness. If you want reliable service, streamlined, high safety standards, and no-surprise billing, you should definitely be looking at companies like New Flight Charters. They were founded in 2003, and they have an accident free history. Last year alone, they had 1,600 customers that were flown to 212 airports in 14 different countries!  Crews are FAA certified and every Captain is Airline Transport Pilot rated. You even get to pick what plane you want! In a world where the the airlines are nickel and diming you to death yet providing crappy service and missed connections, private charter jets may be the answer!