(Sung to the tune of The Birds and The Bees)
Let me tell you ’bout the birds and the bees
And the flowers and the trees
And the moon up above
And a thing called . . . . . .
Yeah, the thing we all don’t like to talk about. However, this is a conversation we all must have with our loved ones.
I come a fairly big family. My mom is one of 10 siblings with 25 years separating the oldest and the youngest (my mom being the youngest). That means have a lot of cousins. LOL However, that also means death has visited us more than we would like.
When I was in college, my cousin Carmen died. She was six months pregnant and in the hospital for a kidney infection. She had a brain aneurysm and died. Yes, you could consider that a freak occurrence, but she was only in her 20s. I had another cousin in his 30s who was in car accident and died. I just buried another cousin of mine this summer who was in his 30s. (I blogged about that funeral). Age will not protect you from death.
One of the first things Bill and I did after we got married was get life insurance on each other. You never, ever, ever know what the future is going to hold for you. Your young age is NOT going to protect you.
Bill has always made more money than me. We saw life insurance as a way to actually protect both of us though. We personally got term life insurance that would pay off our house if something would happen. As a stay at home mom, I am especially vulnerable if something happens to Bill. However, he would also be stuck if something happened to me (just not as bad off!). With the house being paid off though, that would take some of the financial stress off while we were trying to adjust to life without the other.
Nobody wants to talk about death. However, you don’t ever know when death is going to come knocking on your door. It is something you need to do to provide security for your family.
Do you have life insurance? Why or why not?