2 mins read

Buy Now, Pay Later

Lisa Martin2
If you purchase something after clicking on the links in this post, I’ll probably earn a few bucks from it. We aren’t talking enough for a mansion or yacht but more like chocolate and wine. And if I mention a product, I probably got a sample and possibly a cash payment. Remember that all Thoughts, Ideas, and Ramblings are 100% my own and may not represent your experience.

I have noticed that a lot stores had done away with Layaway.  However, this year, Kmart has brought it back.  With our struggling economy, most of us middle class people are having a tough time of it. Any store that gets that and make it easier to buy things for Christmas gets two thumbs up in my book.

Now, the Kmart Lay-Away program works like this.  You pick out the items you want.  For example, we are getting Will a train table (and even another train set) for Christmas.

I bring the above items (table and train) to the layaway center and make a down payment on them.  I then make payments every two weeks at my local Kmart.  Once all my items are paid for, I get to take them home (aff)!  It really does not get any easier than this.  I love how this allows you not to use your credit cards this time of year.  A lot of people get in trouble with that, and come January, they can't pay those off.  Layaway allows you to not pay any interest or have to worry about making your credit worse than it may already be.  Layaway also allows you to shop early and not have to worry about your kids finding their gifts, since they are well hidden at the store.

Definitely check out Kmart's Layaway program this Christmas.  With so many stores doing away with programs like this, it is nice to see a store step up to the plate.

2 thoughts on “Buy Now, Pay Later”

  1. I think getting rid of layaway the way some stores did was a mistake. I think it's service with value to certain people.

    On another note, that's similar to the type of train table I'd like to get for my son.

    Reply

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In April 2006, Lisa began blogging to stay connected with distant relatives and friends. As she delved into blogging, she discovered the potential to assist others by sharing her experiences. Lisa has actively engaged in numerous exclusive media ventures. Notable among these are her participation in events such as the Sony Mommy Bloggers Event, the Pampers Mommy Bloggers Event, the Epson Event in Chicago, the Stouffers Event, a memorable yacht excursion with Lands End, collaborations with 1-800-Baskets, an exclusive tour for bloggers by Mrs. Prindable’s, partnerships with Hallmark, PopCap games, Chicago Cubs Mastercard Priceless Events, and Rug Doctor. In addition, she has collaborated with Nutrisystem on a weight loss initiative, teamed up with Buick and Chevy, and served as a brand ambassador for Sprint. Lisa's collaboration portfolio also extends to Disney, where she has participated in press trips for significant movies such as Frozen, Guardians of the Galaxy, McFarland USA, The Good Dinosaur, The BFG, and Cars 3. Notably, for projects like Frozen, The BFG, and Cars 3, she was granted the privilege of walking the red carpet and conducting interviews with celebrities. The impact of Lisa's blog has gained recognition, with The New York Times referencing her content. Moreover, she has been featured in interviews by respected publications such as the Southtown Star, The Chicago Sun Times, and inside.