Insurance Hell

Be warned. There is some foul language in this post.

I am so mad right now. We just started getting the EOB's (Explanation of Benefits) from Blue Cross Blue Shield (that would be our health insurance company) from Madison's er visit and hospital stay. Actually so far, they are just for the emergency room. And they total over $5,000. Just for the emergency room. We haven't been charged for the hospital stay yet. And from what I can tell we are getting charged for physician services that are out of network. Ok, here's where I am confused. The hospital is in-network and so is our regular doctor who told us to go to the emergency room. How can I help that the physician we saw in the emergency room is not?!!??? So that isn't covered. What the hell!?!

I am waiting to actually get a bill and see if they really do charge us for it. If they do, that is bullshit. I am going to be pissed off till we get a bill, and they will be getting an earful. It's pointless to call now when they haven't billed us yet cuz it may end up getting written off on their end. We'll see.

What a nice start to a day, huh?

Lisa Martin

In April 2006, Lisa began blogging to stay connected with distant relatives and friends. As she delved into blogging, she discovered the potential to assist others by sharing her experiences. Lisa has actively engaged in numerous exclusive media ventures. Notable among these are her participation in events such as the Sony Mommy Bloggers Event, the Pampers Mommy Bloggers Event, the Epson Event in Chicago, the Stouffers Event, a memorable yacht excursion with Lands End, collaborations with 1-800-Baskets, an exclusive tour for bloggers by Mrs. Prindable’s, partnerships with Hallmark, PopCap games, Chicago Cubs Mastercard Priceless Events, and Rug Doctor. In addition, she has collaborated with Nutrisystem on a weight loss initiative, teamed up with Buick and Chevy, and served as a brand ambassador for Sprint. Lisa's collaboration portfolio also extends to Disney, where she has participated in press trips for significant movies such as Frozen, Guardians of the Galaxy, McFarland USA, The Good Dinosaur, The BFG, and Cars 3. Notably, for projects like Frozen, The BFG, and Cars 3, she was granted the privilege of walking the red carpet and conducting interviews with celebrities. The impact of Lisa's blog has gained recognition, with The New York Times referencing her content. Moreover, she has been featured in interviews by respected publications such as the Southtown Star, The Chicago Sun Times, and inside.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.