Yes, I am one of those crazy people who start shopping for Christmas presents early. With all my medical bills this year, this will totally help with Christmas shopping since money will be tight the closer we get to Christmas and me having to pay all these bills. That’s my own personal situation, but I know we all have our own situations.
Since most Layaway contracts are eight weeks long, this is the ideal time to shop now and pay over time. Here are a few ‘Layaway Lessons’ to keep in mind:
- The cat ate your Christmas tree. OK, so even if you don’t have a cat but last year’s Christmas tree was on its last limb and this is the year you need a new one. On the other hand, maybe you just got a cat and the days of having a real tree are over. Either way, you need some new decorating digs. Pick up a pre-lit tree (because that’s the way to go), LED lights, wreaths and village houses now and pay them off in time for decking those halls!
- Your gift list has grown. Maybe you’ve found a new group of friends, entered into a new family or you’re just feeling extra generous this year. Long gift lists call for Layaway. Fill that cart to the brim and roll it over to the Layaway counter. Your pals won’t know you paid their gifts off over time.
- Money is tight this year. It’s not just you; many of us are watching our spending. If you’re having trouble staying afloat while keeping those bills paid, Layaway is a must. Not only will you avoid ‘wallet shock,’ you’ll keep your pre-holiday peace of mind.
Whether you have one or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later (depending on your contract) pick up your items and you’re good to go! Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart!!