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To Spend Or Not To Spend, That Is The Question

This post has been sponsored by SUM180. I was provided with product at no charge to sample in exchange for my review. The options expressed in this post are my own. I am in no way affiliated with SUM180 and do not earn a commission or percent of sales.

As you all know, I am a work at home (aff) mom. My blog and social media accounts are my job which also means my income is never the same from week to week and from month to month. I have some things that pay net 30 some that pay net 60 and some that pay net 120 days! This crazy pay schedule makes it hard to financial plan sometimes.image

Like everyone else, we have some financial goals and lots of questions. In no particular order,

  • How do we pay for Catholic High School? We currently pay for Catholic elementary school for both kids, but high school tuition is a lot more!
  • Do we save for college or do we save for our retirement?
  • Do we take a vacation every year? Every other year?

Like everyone else, we struggle to find the right answers to our questions. I know you all may not pay tuition, but we all have to worry about retirement. One of the ways we have recently shored up our financial reserves and had help figuring out what we need to do is talk to SUM180. They had a super easy questionnaire to fill out online (no having to go anywhere and you can save it so you can start and stop anytime you want), and they give you a financial plan to work towards. For example, we need to get more money in our emergency fund. It isn't quite as high as it should be. The other nice thing is that it told us what we were doing right. (Amazingly, we are doing some things right!) “As a special offer, my readers can get 50% off a SUM180 subscription when you use the exclusive promo code SIMPLE50. This offer is good through December 2016.

The hard thing about financial planning is that every one of our situations and circumstances is so very different. You can't read an article on the internet and say that will solve all my financial questions. That's why SUM18o is so helpful, because they look at your numbers and your specific circumstances.

What financial questions do you have? How would SUM18o help you?

This post has been sponsored by SUM180. I was provided with product at no charge to sample in exchange for my review. The options expressed in this post are my own. I am in no way affiliated with SUM180 and do not earn a commission or percent of sales.

Lisa Martin

In April 2006, Lisa began blogging to stay connected with distant relatives and friends. As she delved into blogging, she discovered the potential to assist others by sharing her experiences. Lisa has actively engaged in numerous exclusive media ventures. Notable among these are her participation in events such as the Sony Mommy Bloggers Event, the Pampers Mommy Bloggers Event, the Epson Event in Chicago, the Stouffers Event, a memorable yacht excursion with Lands End, collaborations with 1-800-Baskets, an exclusive tour for bloggers by Mrs. Prindable’s, partnerships with Hallmark, PopCap games, Chicago Cubs Mastercard Priceless Events, and Rug Doctor. In addition, she has collaborated with Nutrisystem on a weight loss initiative, teamed up with Buick and Chevy, and served as a brand ambassador for Sprint. Lisa's collaboration portfolio also extends to Disney, where she has participated in press trips for significant movies such as Frozen, Guardians of the Galaxy, McFarland USA, The Good Dinosaur, The BFG, and Cars 3. Notably, for projects like Frozen, The BFG, and Cars 3, she was granted the privilege of walking the red carpet and conducting interviews with celebrities. The impact of Lisa's blog has gained recognition, with The New York Times referencing her content. Moreover, she has been featured in interviews by respected publications such as the Southtown Star, The Chicago Sun Times, and inside.

This Post Has 4 Comments

  1. dee

    Financial Planning is something that I have working to make sure I do, living on a limited income you can’t always buy what you want, but as long as I can get the things I need then I know I am okay.

  2. Teresa

    My kids have always been in parochial school as well. Sometimes you just have to move things around to make it all work. Money ebbs and flows sometimes for us SMMoms.

  3. Rebecca Swenor

    SUM 180 sounds like a great way to help figure out your financial future. It is so important when we are younger to prepare for the future. This is something I am going to have to check out. Thanks for sharing your experience and the discount.

  4. Annemarie LeBlanc

    I consider myself blessed to have been able to send my kids to catholic schools, from elementary to college. It was tough and there were a lot of sacrifices made. Now we are planning for retirement and SUM180 would probably be the best resource we could get to prepare us for those “golden years”

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