Something I have learned I’ve learned over the years is that everybody budgets differently. One trick I do is to hide money from ourselves. I set up “fake” accounts and put money in them to go towards things like car insurance, Christmas shopping, etc. It is a way for me to save for the things we need to. That being said, it is a terrible way to budget. Bill never has any idea how much money we have since the account balance the bank gives him never matches mine (due to these “fake” accounts).
That is where EveryDollar comes to the rescue. EveryDollar truly makes budgeting easy. It takes less than 10 minutes to create your first budget. I personally love things that are just pick up and use. There’s nothing worse that using a program that it take a class to learn how to use it. I love how I can create a budget using every single dollar. I expecially love that you can connect multiple device. Bill works crazy hours and having him be able to see how our accounts look without calling me is pretty amazing. He can see if he can take money out and knows what’s in our vacation fund without me having to stop what I’m doing to check for him. The EveryDollar PLUS feature allows you to pay a yearly fee to connect your bank accounts and see budgeting in real time. You can also see visually where your money is going. Sometimes, we don’t realize we are spending too much on things like eating out.
Who wouldn’t want to be able to manage their money while they are on the go? We just got done saving for our Disney vacation (that’s where I am right now!), and this would have been so much easier to use! What are you saving for right now that EveryDollar could help you budget for?